![]() ![]() Message 2 of 27 0 Kudos happypill Valued Contributor 02-03-2015 01:06 PM Re: Kohls Charge Card Approval Odds Kohls is Cap1, so the quicksilver approval should be a good sign. A paid CO is always better to human eyes and if you cant get a GW deletion as it ages in time the impact of it lessens in the eyes of Fico. 3 Next 26 REPLIES Anonymous Not applicable 02-03-2015 01:01 PM Re: Kohls Charge Card Approval Odds EX 620+ seems to have best odds. Activate your new card today and start earning rewards everywhere Visa is acceptednot just Kohl’s. You can schedule a payment up to 180 days in advance. If you’d like your payment to be processed the same-day, you must make your payment before 7 p.m. What will happen is Kohls will have to update the balance to 0 as its been settled and at that time you would begin a GW letter campaign to Kohls asking for removal of the TL. Last statement balance Current balance Other amount, enter the actual amount Select the date you’d like to make the payment (default will be today’s date). Make a deal with the CA to pay it in exchange for it not reporting (it costs money to report and there is no sense reporting a paid collection if they dont have to). ![]() What is the best course of action? Pay the CA the $316 and attempt to send Kohls/Capone a GW letter? I just don't want to be out of pocket for $316 and have it not benefit me in any way. I just called the CA and they say they don't do PFD, it's illegal, blah, blah but they will settle with me for $316. The CA is not reporting anything on my credit report, however Kohls says that I have to deal with the CA. I'm confused because my credit reeport shows that Kohls is reporting the current balance of $568, under status is says collection/charge-off.
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